RISK DISCLOSURE AGREEMENT

This Risk Disclosure Agreement ("Agreement") is entered into by and between MiCA Direct Limited (operating via [www.micadirect.com](https://www.micadirect.com), hereinafter referred to as "the Company") and the User/Participant (You).

By accessing our services, participating in our AI-driven Forex trading programs, or engaging with our Multi-Level Marketing (MLM) structure, you acknowledge and agree to the risks outlined below.

1. High-Risk Investment Warning

Trading Foreign Exchange (Forex) on margin carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to invest, you should carefully consider your investment objectives, level of experience, and risk appetite. There is a possibility that you could sustain a loss of some or all of your initial investment.

2. AI & Algorithmic Trading Risks

MiCA Direct Limited utilizes Artificial Intelligence (AI) and automated trading algorithms. While these systems are designed to optimize performance, they are not infallible.

Technical Failure: System errors, internet connectivity issues, or hardware failures may result in unintended trades or missed opportunities.

Market Volatility: AI models are based on historical data and probability; sudden "black swan" market events can lead to losses that the AI may not anticipate

3. MLM & Affiliate Structure Disclosure

Participation in our Multi-Level Marketing (MLM) program is voluntary.

No Guarantee of Income: Earnings within the MLM structure are based on individual effort, sales volume, and team performance. Any testimonials or income projections are not guarantees of future results.

Independent Contractor Status: Affiliates are independent contractors, not employees or agents of MiCA Direct Limited.

4. No Financial Advice

The content provided on [www.micadirect.com](https://www.micadirect.com) and through company communications is for informational purposes only. MiCA Direct Limited does not provide personal financial, legal, or tax advice. You are encouraged to seek advice from an independent financial advisor before committing funds.

5. Limitation of Liability

To the maximum extent permitted by law, MiCA Direct Limited, its directors, and employees shall not be liable for any direct, indirect, or consequential losses resulting from:

  1. Trading losses incurred by the user.
  2. Inaccuracy or delays in market data.
  3. The use or inability to use the AI trading software.

7. Contact Information

If you have any questions regarding this Risk Disclosure, please contact our compliance team:

MiCA Direct Limited

📧 Email: info@micadirect.com

🌐 Website: www.micadirect.com